Tracy Timlin is Sr. Vice President and Division Manager of First Mortgage.  Tracy has been providing mortgage lending services to West Texas clients for over 20 years.  She looks forward to providing personalized service "the old-fashioned way" to each and every client.

Sallye Downs is a Mortgage Loan Officer in Midland.  A Permian Basin native with over 5 years experience in the mortgage lending industry, Sallye and her assistant Nikki, are committed to providing the best service possible to all their clients.

Jon Black is Branch Manager of our Odessa location.  An Odessa native with 17-years experience as a real estate broker and mortgage lender, he and his assistant, Melissa, will provide you the very best personalized service available.

Cindi Lea is the Division Manager of First Mortgage Lubbock. Cindi, a graduate of Texas Tech University, began her Mortgage career in 1990 and has experience in Underwriting and Originating.  Cindi has been providing Mortgage Lending Services, including Conventional, FHA and VA loans, for over 15 years, and looks forward to providing personalized service to each and every client in Lubbock and surrounding areas. She takes her experience and puts it to work for you to make the process fast, easy and effortless! Her goal is to help everyone become a Homeowner.